Terms of Service

Last updated: August 13, 2026

Welcome to Second Horizon (second-horizon.com), operated by Tracey McMurchy ("Second Horizon," "we," "us," or "our"), based in Saskatchewan, Canada. By accessing or using this website, you agree to the following Terms of Service ("Terms"). If you do not agree with these Terms, please do not use this site.

1. About This Website

Second Horizon (second-horizon.com) is operated by Tracey McMurchy. This website is provided for informational purposes, to share information about Second Horizon, and to allow visitors to get in touch via the contact form.

2. Website Content

The content on this site is provided for general informational purposes only. While we try to keep information accurate and up to date, we make no representations or warranties about the completeness, accuracy, or reliability of any content on this site.

3. How to Reach Us

Inquiries can be submitted through the contact form on this website. We aim to respond within a reasonable timeframe but do not guarantee a specific response time.

4. Website Use

By using this site, you agree to:

  • Use it only for lawful purposes.

  • Not attempt to disrupt, hack, or misuse the website or its underlying technology.

  • Not copy, reproduce, or distribute content from this site without permission.

5. Intellectual Property

All content on this website — including text, graphics, logos, and images — is the property of Second Horizon or Tracey McMurchy unless otherwise noted, and may not be used, copied, or reproduced without prior written consent.

6. Third-Party Links and Tools

This site may use third-party tools, such as analytics services, to help us understand how visitors use the site (see our Privacy Policy for details). We are not responsible for the content or practices of any third-party websites linked from this site.

7. Limitation of Liability

To the fullest extent permitted by law, Second Horizon and Tracey McMurchy are not liable for any indirect, incidental, or consequential damages arising from your use of this website, including reliance on any content found on it.

8. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the Province of Saskatchewan and the laws of Canada applicable therein, without regard to conflict of law principles.

10. Contact

Questions about these Terms can be directed to Tracey McMurchy through the contact form on this website.